Online scams are increasing at an alarming pace and are real menaces against Internet users! It is now more important than ever to be cautious about the individuals you meet, the sites you visit, and the information you disclose over the Internet.
For your financial safety, before spending your e-currency to anyone, do your Due Diligence research to verify the person's or company's references, because most e-currencies spending are "non-repudiable", that is to say that once you spend your e-currency, the transaction cannot be reversed.

Security and Scam Prevention Guidelines:

• Ask for a verifiable phone number and physical address then ensure they are valid. Be wary of non-working numbers or no number at all, voicemails, and forwarding services.

• Contact another person who has done business with that person or company. Ensure this person is an actual customer of the person who gave you their information and not just a friend or family member.
• Consider the use of an escrow service for payment upon delivery of goods. However ensure that the escrow service you choose is not a scam because there are many unfortunately. For more info: www.fraudwarning.net

• Useful web addresses and references:

e-gold Security Alerts http://www.e-gold.com/unsecure/alert.html

Worldwide Credit Agencies : http://www.creditworthy.com/providers/agency.asp?ID=15

Fraud report and complain (Canada)
o http://www.rcmp-grc.gc.ca/scams/scams.htm
o http://www.canadiancouncilbbb.ca/cancouncil.html

Fraud report and complain (USA)
o http://www.fraud.org/info/links.htm
o www.consumer.gov/idtheft
o http://www.quatloos.com/
o http://www1.ifccfbi.gov/index.asp

• NERVER open email attachments that you are not expecting. Call its originator or send (do not reply) him/her an email to verify if he/she really sent you that unexpected email.
o email attachments are probably the most common way viruses arrive at your computer. some firewall appliances or software will strip dangerous attachments

• only enter sensitive information at verified SSL protected sites
o sensitive data is exposed to third parties if not entered at SSL protected sites

• use a software firewall
o firewalls prevent most outsider traffic from reaching your computer

• use a hardware firewall. This site http://www.practicallynetworked.com/ has reviews and notes on various models.

• keep your OS up-to-date/patched
o unpatched OS's expose exploitable vulnerabilities

• use a virus scanner
o a virus scanner may detect and allow you to remove infections from your computer

• set up these tools in their highest security mode and then only loosen the rules for things you need.

• if you use an 802.11b wireless laptop/lan, assume all your traffic is being seen by third parties.
o WEP encryption used by 802.11b networks is breakable, do not depend on it for data content protection

• keep your computer physically secure from third party use
o prevent malicious individual from walking up to your machine and infecting it from a floppy/cd

• have a plan for the day when you do get compromised, practice your plan.